Owning a home is a big deal, whether it's a traditional house or a manufactured home. It's an investment you'll have to live with—and maintain—for decades. If you're considering purchasing a manufactured home, it's essential to know what the warranty covers and doesn't. Manufactured homes have been around for decades and have become increasingly popular due to their affordability and flexibility. But like any other type of home, manufactured homes can experience issues with their construction or components after they're built. If you are considering buying a manufactured home warranty, here's what you need to know about how it can protect your investment:
The Warranties On New Homes Typically Aren't That Different From Those Of Traditional Houses
The warranties on new homes typically aren't that different from those of traditional houses. They cover the same things, like plumbing, heating/air systems, and appliances. But there are some key differences to keep in mind when considering purchasing a home warranty:
What Does A Typical Manufactured Home Warranty Cover?
A manufactured home warranty covers the house itself. In other words, if you own a manufactured home and it needs to be replaced due to damage from an accident or natural disaster, the warranty will cover replacing your home with a new one.
Warranties also cover all of the systems inside your home, and appliances—plumbing, electrical wiring, and heating/cooling systems are covered under a typical warranty plan.
The warranty will often cover leaks in the plumbing fixtures of your house. This includes toilets and faucets but not things like shower heads that are easily repaired without a major expense (or replacement). If you have an issue with pipes under your home or in the crawl space under it (called "underground"), you should check with your manufactured home retailer before purchasing a warranty to see if they will cover those areas while still under warranty coverage limits.
If you have any questions about what your warranty coverage includes or if you think something might be wrong with your home that isn't covered by a manufacturer's warranty, talk to an insurance agent who specializes in manufactured homes.
Manufactured Home Warranties Typically Do Not Cover The Following: